Feb 1, 2017
Since 2014, I’ve been using the Betterment investing service for a growing portion of my own savings. I funded an experimental account with $100,000, and have had a monthly auto-deposit adding in an additional $1000 per month since then. The results have been documented on a page I call The Betterment Experiment. So far, the…
Jan 12, 2015
For almost ten years (since October 2014), I have been contributing to an automated stock investing account, choosing Betterment out of a large and growing field of companies (affectionately referred to as Robo Advisers) that offer similar services. See Article: Why I Put My Last $100,000 into Betterment On this page, I’ll keep you up…
Nov 4, 2014
I’ve always been a do-it-yourself investor. This habit started around age 19 with a series of ridiculous speculative trades in individual high-tech company stocks. “This stock is sure to go through the roof”, I would think, “because their products are so great.” This is a terrible way to invest. But after a few early financial…
Dec 17, 2020
A close friend of mine was diagnosed with cancer this year. It was the serious kind, where you need to treat it quickly and aggressively or it will spread through your body, stick to all of your organs, and kill you. The diagnosis was a shock to my friend and her loved ones – she’s…
Aug 22, 2020
Since the Dawn of Mustachianism in 2011, the same question has come up over and over again: And in these nine years since then, the movement towards socially responsible investing has only grown. Public pension funds have started to “divest” from oil company stocks, and various social issues like human rights, child labor, climate change…
Dec 28, 2019
— — As I type this, there are only a few days left in the 2010s, and holy shit what a decade it has been. Ten years ago, a 35 year old MMM and the former Mrs. MM were four years into retirement, but not feeling very retired yet. We stumbled out of 2009 with…
Sep 12, 2019
As a general rule, Mr. Money Mustache avoids reading the daily news and ignores the fluctuations of the stock market. And he advises you to do the same thing. The negative factors of wasting your time, diluting your precious brainpower, and creating undue stress by worrying about things outside of your circle of control far…
Nov 29, 2018
These last two articles have focused on how common it is for early retirees to continue making money after they say goodbye to the cubicle. I share stories like that because I’ve seen it happen in so many lives, including my own. Plus, if you do it right, work is fun. But the downside of all…
Dec 4, 2017
If you have more money than you need, you should start giving some of it away. That’s the lesson I learned about a year ago, when I took a gamble and donated $100,000 to a variety of charities, centered around the Effective Altruism movement. More on Effective Altruism: The Life You Can Save website,…
Aug 2, 2017
Update January 2019: The HQ has been so much fun that we decided to quadruple our interior space and welcome more members – full details at our HQ Page or you can even Join Immediately if you’re feeling really bold! Almost exactly six years ago, I wrote a simple post about a pawn shop opening up…
Sep 12, 2016
Beneath all the fluff, this blog exists for only one purpose: to encourage people to change their behavior. So naturally, I am very happy when I hear from people who are actually making big changes. And I’m even more excited to hear about people making big changes early in life, because then they get to enjoy…
Mar 20, 2016
One of the biggest causes of my optimism for humanity’s future is something I call the Rise of the Benevolent Billionaire Nerds. See, in the olden days, it seems that the people who rose to great power were the most aggressive ones. Warlords and Imperialists. Then the steel and railroad titans, the Mafia, and more…