Aug 22, 2019
It’s Back to School time here in Colorado, which means both my son and I will be hanging up the swim shorts and kayak paddles and getting back to more serious business for a while. It has been a slow and endlessly sunny and leisurely summer, and a nice break for both of us, which…
Well, despite Mr. Money Mustache’s outrageous optimism, I think we all saw this coming. I opened up my premium renewal email from Kaiser and saw this: My family’s monthly health insurance premium, which had already more than doubled in the last few years to $674 per month, was going up a further 44% for the…
You know what I have come to realize is almost always ridiculous? Contracts. Contracts, paperwork, and bureaucracy. Guarantees, warranties, and excessive caution in an attempt to ensure a trouble-free future. Not all of it is bullshit, but the older I get, the more I realize that a surprising portion of it is. I mean sure,…
The Man With the Big Keychain An old friend of mine is obsessed with security. He carries a huge bundle of keys and makes his way through each day meticulously locking and unlocking anything that can be locked. He drives his car through the alley into the detached garage, and the door seals shut behind his…
It has now been a whole year since the MMM family made the jump to a low cost / high-deductible health insurance plan, so I figured it would be useful to provide an update on how the year has gone. The one we ended up with was called the “Saver80”, a barebones but useful plan…
I recently read a Facebook conversation about health insurance where one person said, “I’m better off saving the $1000/month premiums and paying for my own medical bills if they ever come up”. And the other person said, “Bah! Recipe for bankruptcy! You need full insurance!” Which person was right? Years earlier, I was talking to…
