Mr. Money Mustache

Back in November, I read an article in the Economist with the tagline “House of Horrors: the bursting of the global housing bubble is only halfway through”. I usually pay close attention when the Economist calls a bubble, because unlike the daily rollercoaster of stock cheerleading and fear you read in most US newspapers, the [...]

What’s your style of investing: Stocks, or Bonds? And if you say “Stocks”, are you fond of Small Cap or Large Cap, and would those be in the categories of Value or Growth, and in US, European, Asian, or Emerging Markets? I’ve learned that readers of Mr. Money Mustache vary widely in their response to [...]

It’s time to tie up some loose ends in my reporting to you about the Foreclosure Project. In the previous article, I mentioned that we had rushed to finish the interior work as the house got snapped up by an eager family for a late December move-in. I posted some hasty photos from the few [...]

Hello everyone. MMM here. Over the next few weeks, we shall dive into the exciting field of Dividends – the magical stream of free money that companies pay you just for owning their stocks. In simpler times (i.e., those before 1960), this stream of dividends was the primary reason anyone would even consider owning something [...]

I have an irrational love for the subject of Economics. This strange love lay dormant in me for my whole childhood and high school career, because I incorrectly assumed I was born to be an Engineer – meaning I assumed that taking optional economics classes in high school would be a distraction. But in university, [...]

Mrs. Money Mustache forwarded to me an interesting video clip on YouTube with this wise old guy dishing out some very humble and sensible lessons for living a meaningful life. As I watched, I came to realize the guy talking was John Bogle, the founder of the Vanguard Group, a place that has been leading [...]

Rich people come in many different flavors. Any established wealthy person knows that it is much easier and more profitable to have their money working for them, than to depend on using their own time and labor to work for money. That’s why we call our dollar bills employees here at MMM. But beyond this [...]

Stock market watchers like myself have had an entertaining couple of weeks recently. Amid lots of dramatic economic and political news, the S&P 500 index has dropped from a July level of 1356 down to 1199 (as of Friday August 5th). This 157-point drop works out to almost 12 percent of the value of  the [...]

One of our Canadian Mr. Money Mustache readers with alias Herbert Salisbury sent me a rather fancy spreadsheet the other day, which he created to plan his own early retirement. Mr. Salisbury in real life is a somewhat incognito software designer currently making video games in Vancouver, but known worldwide on the hacker scene for [...]

In most of my examples of small savings adding up over time, I assume that you the saver are not only saving the money, but investing it for some compounding gains. For example, I once stated that saving $25 per week by skipping a restaurant meal adds up to about $19200 after 10 years. To [...]

We’re diving into a fundamentally new field here – the field of actually increasing your income, which is quite different from the cutting your spending I usually advocate. For most people, the cutting works much better because they already have a shortage of free time, and a surplus of income compared to what is actually [...]

Being a newcomer to the financial guru circle, Mr. Money Mustache decided to check out what his competitors have been saying  throughout historical times to see if they have their stories straight. So he spent a recent weekend listening, in full, to the audio book version of Dave Ramsey’s ultimate career work: the Total Money [...]