Feb 17, 2012
What’s your style of investing: Stocks, or Bonds? And if you say “Stocks”, are you fond of Small Cap or Large Cap, and would those be in the categories of Value or Growth, and in US, European, Asian, or Emerging Markets? I’ve learned that readers of Mr. Money Mustache vary widely in their response to…
Jan 12, 2015
For almost ten years (since October 2014), I have been contributing to an automated stock investing account, choosing Betterment out of a large and growing field of companies (affectionately referred to as Robo Advisers) that offer similar services. See Article: Why I Put My Last $100,000 into Betterment On this page, I’ll keep you up…
Nov 4, 2014
I’ve always been a do-it-yourself investor. This habit started around age 19 with a series of ridiculous speculative trades in individual high-tech company stocks. “This stock is sure to go through the roof”, I would think, “because their products are so great.” This is a terrible way to invest. But after a few early financial…
Dec 15, 2013
Canadian Retirement Investing with Mr. Frugal Toque – Part Deux Previously, on Canadian Retirement Investing with Mr. Frugal Toque (see Part 1), we discussed the two major investment vehicles that are available for private individuals who do not have company or government pensions available to them. Those were the RRSP and the TFSA. The key…
Oct 11, 2013
In the quest to become wealthy on a finite income, your savings rate dominates all other factors. Because of that, this blog tends to fixate on living happily and efficiently, and the oddly magical lifestyle changes that allow you to drop your spending dramatically even while improving every area of your life. However, this can…
May 7, 2013
Well, here we go again: it’s boom time. If you’re a US resident with a short memory (or a young adult who only recently started making a living for yourself), you might be under the impression that we live in a country with permanently high unemployment, a slow housing market, and mortgage interest rates that…
Feb 22, 2013
Hi there. If we haven’t met, my name is Mr. Money Mustache. I’m the freaky financial magician who retired along with a lovely wife at age 30 in order to start a family, as well as start living a great life. We did this on two normal salaries with no lottery winnings or Silicon Valley…
Jul 30, 2012
So let’s say you suddenly have a million dollars, and you want to put it to good use. As a Mustachian, your first instinct would naturally be to invest the money somewhere, in such a way that it provides reliable income to you for the rest of your life. Thus, you would be Financially Independent,…
Jun 17, 2012
I’m writing this from an unusually clean desk, in a spotless and nicely vacuumed office, within a mostly polished and decluttered house. This, along with the tying up of a bunch of other loose ends, is why I haven’t been writing to you as much recently. The Mustache family has been hard at work for…
May 29, 2012
In the world of early retirees, we have a concept that goes by names like “The 4% rule”, or “The 4% Safe Withdrawal Rate”, or simply “The SWR.” As with all things financial, it’s the subject of plenty of controversy, and we’ll get to that (and then punch it flat) later. But for now, for…
Jan 27, 2020
These days, I do a fair amount of informal financial coaching for both old friends and newer acquaintances. It’s a pretty amazing experience, almost as if I were a real doctor – people let down their guard and talk about the details of their financial lives, without the usual hangups and secrecy that tend to…
Nov 4, 2013
I’ve had the chance to go to lunch with quite a few visiting Mustachians of late, and a theme has been popping up in the conversations. Like my own family, many of these readers have been leading slightly-less-ridiculous-than-average lives for years, which has led to a considerable surplus of money. But amassing money is just…