Jun 20, 2017
A Note from the Future: This article was first published in June 2017, and at the time of course we had no idea when the next recession would be. Some doomsday types thought it was imminent, and others thought the boom was just getting started. In retrospect, the correct answer turned out to be “33…
Jun 8, 2017
In this extremely wealthy country of ours, the chief barrier to wealth is often the information, or misinformation that gets stuck inside our own heads. People with the right knowledge can develop the right habits, and these habits lead them to accumulate wealth very quickly. Meanwhile, the majority of people pick up incorrect financial ideas and…
May 19, 2017
Well, I might as well come clean on our spending for last year. It either went up, or way up, depending on how you want to account for things. Every year, this annual report seems to come out a little bit later – mostly because I’m no longer all that interested in how much money we…
Apr 25, 2017
You know what I have come to realize is almost always ridiculous? Contracts. Contracts, paperwork, and bureaucracy. Guarantees, warranties, and excessive caution in an attempt to ensure a trouble-free future. Not all of it is bullshit, but the older I get, the more I realize that a surprising portion of it is. I mean sure,…
Apr 11, 2017
In early April of 2011, I started a blog. Although I secretly hoped that lots of people would end up reading it, it was partly just a form of personal therapy – a place where I fight back against a world that had obviously lost its mind, by sharing some financial and living advice that…
Mar 6, 2017
For the past two years or so I’ve been keeping a secret from you, and I think today it is finally time to spill the beans. The secret is that my wife is no longer really retired, and in fact she started a business that is now big enough to fund our entire family’s lifestyle.…
Feb 10, 2017
One of the joys and frustrations of being an engineer who is also a hopeless dreamer, is that you can see the beauty of what the world could be, while also feeling the burden of every single thing that is in the way of achieving that beauty. Envisioning this potential (and sometimes even having the…
Feb 1, 2017
Since 2014, I’ve been using the Betterment investing service for a growing portion of my own savings. I funded an experimental account with $100,000, and have had a monthly auto-deposit adding in an additional $1000 per month since then. The results have been documented on a page I call The Betterment Experiment. So far, the…
Jan 24, 2017
About three years ago, my family was happily living in a comfortable, mortgage-free house. There was more than enough room for everyone, it was in a walkable neighborhood, and thanks to some unexpected boosts in our family income, life was more affordable than ever. But suddenly, perhaps due to some combination of a romantic whim*…
Jan 18, 2017
About five years ago, one of the earliest readers of this blog was generous enough to share the life story of his beloved father, who had recently died before his time. I called the post Eulogy to a Great Dad. It was one of my favorite stories, because it was apparent through his son’s words…
Dec 13, 2016
If you look around on the street these days, you might get the impression that it is really, really difficult to stay in shape beyond the age of about 30. Sure, there are a few competitive athletes, movie stars and Navy SEALs around that still manage to keep in strong form, but if you are not…
Nov 24, 2016
This year, I’ve been spending a lot more time at the local elementary school, as our boy has rejoined his friends in fifth grade after two years of homeschooling. Through the daily bike rides to and from school, and my weekly gig as a volunteer math/engineering teacher for a small group of boisterous advanced learners, I…
Oct 26, 2016
Here’s a little quiz: Suppose you are living an extremely happy life – all your material needs and wants are met, and there is still money to spare. Then suddenly, you get even more money. Do you: For many people, this might seem like a trick question. After all, needs are cheap but how…
Oct 10, 2016
With this being the fall of 2016, I just passed the 11-year anniversary of my retirement from real work (Mrs. MM escaped her cubicle a few months earlier than me). Coincidentally, this Mr. Money Mustache gig just had its 5.5th birthday, which means that I’ve been writing about being retired for fully half of the…
Oct 4, 2016
Before we begin, I should probably admit that the Mustache family absolutely did not need a new car. Or even a new used car. In fact, we didn’t even need the two older used cars that we have been keeping around for the last five years, because our local life has blossomed so nicely in this small…
Sep 12, 2016
Beneath all the fluff, this blog exists for only one purpose: to encourage people to change their behavior. So naturally, I am very happy when I hear from people who are actually making big changes. And I’m even more excited to hear about people making big changes early in life, because then they get to enjoy…