Search: house

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Get Rich With: Owning Rental Houses

We’re diving into a fundamentally new field here – the field of actually increasing your income, which is quite different from the cutting your spending I usually advocate. For most people, the cutting works much better because they already have a shortage of free time, and a surplus of income compared to what is actually…
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The Arizona Experiment!

The thing that drew me to early retirement is freedom, and that’s still the best part of it.  Back in 2005, the primary reason for this freedom-seeking was being able to devote my best hours to being a Dad – I had a feeling my career in tech would be too demanding to sustain once…
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What to Do About These High Interest Rates

Whoa, have you seen what just happened to interest rates!? Suddenly, after at least fourteen years of our financial world being mostly the same, somebody flipped over the table and now things are quite different.  Interest rates, which have been gliding along at close to zero since before the Dawn of Mustachianism in 2011, have…
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Frugal Man Buys $52,000 Car – Why??

As I type this, I’m jumping through the various hoops involved in buying a 2023 Tesla Model Y, a spectacularly expensive, large luxury “crossover” that is absolutely loaded to the gills with excess: all wheel drive, faster acceleration than a Lamborghini, enough space for seven people and enough computer gadgetry to function as a small…
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How to Build a Kitchen (and Why)

Well, looks like it has happened again.  Since the last time we spoke, I got sucked into building my 17th(?) kitchen, and I have finally emerged from its messy yet addictive grasp as I stand here at the new breakfast bar, typing this report to you. Why am I so hooked on this strange pastime?…
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The California Effect

One of the reasons I don’t write as often these days is that my life has gradually evolved into a Personal Finance Bubble.  The people around me have learned to be purposeful with their money, which means they now have plenty of savings and never have to stress about the stuff. Good ideas have naturally…
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Two lifestyles table (from Huberman Article)

Default Lifestyle SCIENCE Lifestyle • Wake up with alarm clock, roll over, and immediately check phone. • Wake up naturally as your sleep cycle ends. • Proceed directly outside into the natural light. • Direct your vision upwards and also try to get sunlight on your skin if possible. • Make coffee and a high-carb,…
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Lessons From the Badass Muscular Neurobiologist

Have you ever noticed that as a whole, our society has its daily habits almost completely backwards? We’re generally so “busy” that we don’t have time to get much exercise. And then we spend countless sedentary hours sitting in our cars each week because we think that car driving saves us time. To fuel our…
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It’s Get Smart With Money Day!

Let’s jump right to the real news here: Now for the real story behind this weird situation. Why did I agree to this? Aren’t I supposed to be retired? Do you get paid a lot to be in a Netflix movie? And does that mean you become “famous” and your life changes? Read on to…
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Why You’ll Probably Never Run Out Of Money

As strange as it may sound, earning financial freedom is a lot easier for certain people than claiming that freedom once they have earned it. And if the following statement rings true to you, you may be suffering from this same hardship: “I think I’m close to having enough money to jump into early retirement,…

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