Oct 5, 2018
In case you hadn’t already noticed it in the news, it seems we are hitting a turning point in how the rest of the world perceives this lifestyle that you and I have been enjoying. First, we were ignored. Then, there were a few stories that just focused on the strange lives of Mr. Money…
Mar 9, 2018
So, I’m assuming you are here reading this because you want to get yourself some more money. And since this is Mr. Money Mustache and not a standard financial publication, you’re willing to think about the bigger picture: Not necessarily “Maximum money at all costs so I can have a nice, spendy retirement!” More like “A…
Feb 7, 2018
It is pretty well known at this point that Mr. Money Mustache is enamored with solar power. Besides the obvious Sci-Fi coolness of it (Electricity, Satellites, Futuristic Robots!) and the eco-friendliness of it (energy with zero noise or pollution), in the last five years the money side of things has finally matured, so that solar power is…
Dec 4, 2017
If you have more money than you need, you should start giving some of it away. That’s the lesson I learned about a year ago, when I took a gamble and donated $100,000 to a variety of charities, centered around the Effective Altruism movement. More on Effective Altruism: The Life You Can Save website,…
Nov 22, 2017
About two years ago, I switched from taking my personal car to the airport, to hailing Ubers and Lyfts. The math of it was pretty simple: Uber was cheaper than paying for my driving and parking*. And that was before the considerable joy and time savings of not having to park in the airport lot…
Oct 24, 2017
MMM Note: The following is a lesson from our Canadian friend Mr. Frugal Toque, a long-time reader and contributor to this blog, and soon-to-be early retiree. I can’t say for certain that we Mustachians need perfect honesty: I’d be lying to you. But if we’re to proceed with the utmost efficiency, we’re going to have…
May 19, 2017
Well, I might as well come clean on our spending for last year. It either went up, or way up, depending on how you want to account for things. Every year, this annual report seems to come out a little bit later – mostly because I’m no longer all that interested in how much money we…
Apr 25, 2017
You know what I have come to realize is almost always ridiculous? Contracts. Contracts, paperwork, and bureaucracy. Guarantees, warranties, and excessive caution in an attempt to ensure a trouble-free future. Not all of it is bullshit, but the older I get, the more I realize that a surprising portion of it is. I mean sure,…
Feb 1, 2017
Since 2014, I’ve been using the Betterment investing service for a growing portion of my own savings. I funded an experimental account with $100,000, and have had a monthly auto-deposit adding in an additional $1000 per month since then. The results have been documented on a page I call The Betterment Experiment. So far, the…
Jan 24, 2017
About three years ago, my family was happily living in a comfortable, mortgage-free house. There was more than enough room for everyone, it was in a walkable neighborhood, and thanks to some unexpected boosts in our family income, life was more affordable than ever. But suddenly, perhaps due to some combination of a romantic whim*…
Dec 13, 2016
If you look around on the street these days, you might get the impression that it is really, really difficult to stay in shape beyond the age of about 30. Sure, there are a few competitive athletes, movie stars and Navy SEALs around that still manage to keep in strong form, but if you are not…
Oct 26, 2016
Here’s a little quiz: Suppose you are living an extremely happy life – all your material needs and wants are met, and there is still money to spare. Then suddenly, you get even more money. Do you: For many people, this might seem like a trick question. After all, needs are cheap but how…